Finance

A new pergola, patio, or alfresco area is a significant investment. For many Sydney homeowners, it makes sense to spread the cost rather than pay everything up front. Hi-Craft offers two flexible finance options so you can get started sooner.

Two Ways to Pay

Hi-Craft works with ZipMoney and Handypay to give you a choice of payment plans that suit different budgets and project sizes.

ZipMoney

ZipMoney lets you buy now and pay later, with interest-free periods available and a straightforward online application. Once approved, you can use your ZipMoney account for your Hi-Craft project with no need to wait.

Interest-free period available
Apply online in minutes
No deposit required on approved applications

Handypay

Handypay is a home improvement finance option built for renovation and construction projects. It offers fixed repayments over a set term, so you know exactly what you’re paying each month.

Fixed repayments with no surprises
Designed for home improvement projects
Available on pergolas, patios, carports, decks, and more

Provider Comparison

	ZipMoney	Handypay
Interest-free period	Yes – available on qualifying applications	No – fixed interest over term
Repayment type	Flexible	Fixed monthly repayments
Application	Online in minutes	Online in minutes
Best suited to	Buyers who want flexibility and an interest-free window	Buyers who prefer predictable fixed payments

How It Works

Getting finance for your outdoor project is straightforward.

Request your free measure and quote from Hi-Craft.
Choose ZipMoney or Handypay when you’re ready to proceed.
Apply online directly through your chosen provider.
Once approved, your build is booked and scheduled.

If you have questions about which option suits your project, our team can walk you through both during your free design consultation.

Available Across All Hi-Craft Services

Finance is available on the full range of Hi-Craft structures, including custom-designed pergolas, covered patios, alfresco areas, carports, composite and hardwood decks, sunrooms, and home extensions. Whether you’re planning a single carport or a full outdoor entertaining area, both payment options are open to you.